Cedar Rapids homeowners who are experiencing trouble paying their mortgage and believe that foreclosure might be approaching may want to try the following options to possibly save their house.

• Consider getting help from the Home Affordable Modification Program (HAMP) to reduce your monthly mortgage or refinance.
• Have your mortgage modified through the help of other financial institutions if you believe that you are not qualified for federal housing programs.
• Homeowners may want to consider filing for bankruptcy to open up other possibilities to save their home.
• Lastly, struggling homeowners who have failed to negotiate with their lenders may want to challenge the foreclosing party in a foreclosure court.

The lawyers of Hong Law, PLC, help struggling Cedar Rapids homeowners who are being threatened with foreclosure. If you are in such a stressful situation, we may be able to offer you legal solutions to save your home. Discuss your situation with us today by calling (319) 294-5853.